"INNOVATIVE BANKING"
 
 
 


 
Products & Services


 

 

 

 

 

 

 

 

 





















 


Himalayan Bank Limited was established in 1992 by the distinguished business personalities of Nepal in partnership with Employees Provident Habib Bank Limited, one of the largest commercial bank of Pakistan. It is the first commercial bank of Nepal with maximum shareholding by the Nepalese private sector. Besides commercial activites, the Bank also offers industrial and merchant banking.
The bank at present has the five branches in Kathmandu Valley, namely Thamel, New Road, Maharajgunj, Pulchowk (Patan) and Nagarkot besides three branches outside Kathmandu in Birgunj, Bharatpur and Tandi. The bank is also operating a counter in the premise of the Royal Palace. The Bank has a very aggressive plan of establishing more branches in different parts of the kingdom in the near future.
The Bank at present has five branches in Kathmandu Valley, namely Thamel, New Road, Maharajgunj, Pulchowk (Patan) and Nagarkot besides three branches outside Kathmandu in Birgunj, Bharatpur and Tandi. The bank is also operating a counter in the premise of the Royal Palace. The Bank has a very aggressive plan of establishing more branches in different parts of the Kingdom in the nearfuture.
Himalayan Bank's policy is to extend quality and personalized service to its customers as promptly aspossible. All customers are treated with utmost courtesy as valued clients. The Bank, as far as possible, offers tailor?madejacilities to its clients, based on the unique needs and requirements. To extend more efficient services to its customers, Himalayan Bank has been adopting innovative and latest banking technology. This has not only helped the Bank to constantly improve its service level but has also kept it prepared for future adoption ofnew technology

Himalayan Bank is committed to be a
"BANK WITH A DIFFERENCE"

BUSINESS HOURS
9:30 AM -3:30 PM from Monday to Friday

 

PRODUCTS AND SERVICES
Though Himalayan Bank is fairly young in terms of tenure of its operation, it has been the innovator in introducing many new products. To illustrate, the following products have been implemented till now by the Bank.

Credit Card:
Himalayan Bank has been a pioneer in introducing a Nepalese domestic Credit Card, "Himalayan. Bank Credit Card" valid in Nepal. encouraged by the demand for our Credit Card, e Bank has also introduced "Himalayan Bank Gold Card" with additional privileges. Himalayan bank is also a member of VISA and Master Card International. The bank issues all ranges of VISA Card and has a plan of issuing MasterCard by mid 2000.

Tele-banking:
To provide more prompt and efficient service to its customers, Himalayan Bank has been pioneering in instituting tele?banking service. Dialing a pre?specified telephone number, our clients will be able to:
* make balance and statement inquiries,
* order statements and cheque books,
* request instant faxing of statements and
* get information on foreign exchange rates, interest rates, etc.

Any Branch Banking:
This product, integrated with our core banking system, has enabled us to make certain operations like withdrawal and deposit of cash and cheques from any of our branches possible. Customers maintaining an account with any of our branches can walk in to any of the branches convenient to them for operation of the account which means they are not restricted to a particular branch to operate that account.

Automatic Teller Machine (ATM):
The Automatic Teller Machine (ATM) established in the premises of our NewRoad Branch has enabled us to extend services for 24 hours. Customers can utilize our New Road Branch ATM and make withdrawals at any time, be it 7:00 a.m. in the morning or 12:00p.m. midnight. To avail of this facility, the customer must request an ATM card from any of our branches. Thanks to Any Branch Banking Service, the withdrawal can be made. from any account in any of' our branches. Plans are underway to install more ATM machines and provide this service from all our branches.

24 Hours Banking:
The Bank's New Road Branch will start offering banking services 24 hours, 365 days in the near.future which will enable the customers to avail ofbankingjacilities at all wakeful hours.

 


















 
Financial Highlights
(As on July 16, 1999) *
 
(Rs. In million)
Paid up capital
192
Reserves
123
Deposits (including Foreign Currency)
9,797
Loan and Advances
(including Bills Purchased and Discounted)
5,317
Investment
500
Placements
4,095
Net Interest Income
361
Other Income
162
Operating and StaffExpenses
168
Retained Earnings
69
Operating Profit
355
* Provisional and unaudited  

   







 

CORRESPONDENT NETWORK:
Himalayan Bank has access to the worldwide correspondent network of Habib Bankjbrfunds transfer, letters of credit or any banking business anywhere in the world. Habib Bank is the largest and oldest bank in Pakistan having over 1700 domestic and 65 overseas branches covering all conu . nents and over 1800 correspondents worldwide. Besides, Himalayan Bank has correspondent arrangements with 178 internationally renowned banks like American Express Bank, Citibank and ABN Amro. The extended list of the correspondent banks could be accessed in the bank's webpage.

http://www.south-asia.com/hbl