DEPOSIT FEATURES:

Accidental Death Insurance:
As an innovative measure, there is accidental death insurance cover for individual account holders. The insurance benefit payable to the nominee of the account holder will be a lump sum equivalent to four times the minimum balance in the account during the month of the event, subject to a maximum ofRs. 500, 000/-.

PSA Scheme:
The Premium Savings Accounts Scheme (PSA) provides incentives for accounts with balances over Rs. 50, 000/-. PSA holders are served through a special counter in all our branches. The participants of this scheme can avail ofregular Credit Card and ATM card along with Tele-banking facility free of charge. The customers under this scheme are given preference in providing Safe Deposit Lockers. They also enioy a 20% discount in rental chargesfor small size lockers. Interest on all such accounts is calculated on a daily balance basis. PSA holders maintaining an average balance of over Rs. 100,000/- are eligible to participate in a lucky draw under which a premium prize and several otherprizes are given every month.

Interest rate and charges:
The Bank's deposit and lending interest rates and service charges for various banking facilities are very competitive. These may be ascertained from any of the branches.

REMITTANCE FACILITY FROM THE MIDDLE EAST:
Keeping in view the need of the Nepalese nationals working in the Middle East (Gulf Countries) the bank has developed an extensive network of banks there. The names and addresses of the correspondent banks and money exchange companies in the gulf area are as follows:

Alrajhi Commercial Foreign Exchange

Head Office
Palestine Road
PO. Box: 4514
Jeddah, Saudi Arabia
Tel: 6700260 Fax: 671641916723220

City Exchange Company W.L.L.

Near Arab Bank Roundabout
PO. Box 16081
Doha, Qatar
Tel: 4226411414632 Fax: 435658

Kuwait Bahrain Int'l Exchange Co. W.L.L

PO. Box: 26926
13130 Safat, Kuwait
Tel: 242197112421973 Fax: 2431000

Standard Chartered Bank

Doha
Qatar

Habib Bank Limited

Oman

Habib Bank Limited

Creek Road
PO. Box: 888
Deira, Dubai U.A.E.

Byb1os Bank S.A.L.

AYA Building
Dora Beirut
Labanon

Union Exchange Co. W.L.L

P0 Box: 1643
Doha
State of Qatar
Tel: 423 7151423 716 Fax.: 423 717

Doha Bank Limited

Grand Hamad Avenue
PO. Box: 3818
Doha
State of Qatar
Tel.: 456600 Fax.? 416631

Saudhi Hollandi Bank

PO Box: 1467
Riyadh 1143
Saudi Arabia

Shahid M. Loan

Balaram Bista

Ujjal R. Rajbhandary

Yadav R. Pandey

Purnalata Rajbhandary

Kushal C Biswas